It's true that renting an apartment results in a lot fewer expenses than owning a home. There is no grass to mow, no painting, and no bills from the plumber for coming out at 3 a.m. to stop the water leak.

Most renters also don't think they need insurance, which couldn't be futher from the truth. Sure, the landlord has insurance on the buildings to protect from fire, natural disasters and vandalism, but this does not cover the personal belongings of the residents, additional living expenses if your apartment is uninhabitable, or personal liability coverage.

Renter's insurance can also protect you and your assets in the case of a liability lawsuit against you caused by an incident that occurs within your apartment or elsewhere.

For more information about renters insurance, contact your agent, or speak to one of our leasing specialists.